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Knowledge Hub

Mortgage Guides & Insights

Plain-English guides written by our expert advisers — no jargon, just useful information.

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First-Time Buyers

The Complete UK First-Time Buyer Guide for 2026

Everything from saving your deposit to exchange of contracts — explained in plain English with no jargon.

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Remortgage

When Should I Remortgage? Timing Your Switch Perfectly

Don't get caught on your lender's expensive SVR. Here's when — and how — to switch to save money.

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Buy-to-Let

Buy-to-Let in 2026: Yields, Stress Tests & Tax Rules

The essential guide for property investors navigating today's BTL mortgage landscape and Section 24.

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Self-Employed

Getting a Mortgage When Self-Employed: The 2026 Guide

Which lenders work best for sole traders, contractors and limited company directors — and how to maximise your chances.

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Market News

UK Mortgage Rate Outlook: What Happens When the Bank of England Cuts Rates?

How BoE base rate changes filter through to fixed and tracker mortgages — and what it means for your deal.

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First-Time Buyers

Shared Ownership vs Help to Buy: Which Scheme is Right for You?

A clear comparison of the government schemes available to first-time buyers in 2026 — pros, cons, and eligibility.

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Moving Home

Porting Your Mortgage: Should You Take Your Deal With You?

Everything you need to know about porting your existing mortgage rate when moving home versus taking out a new deal.

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First-Time Buyers

Stamp Duty for First-Time Buyers in 2026: What You'll Pay

How stamp duty (SDLT) works, the first-time buyer relief thresholds, and how to calculate your liability.

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Market News

Understanding APRC: Why the Headline Rate Doesn't Tell the Full Story

The Annual Percentage Rate of Charge explained — and why comparing APRCs is crucial when choosing a mortgage deal.

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